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Tiq by Etiqa Insurance x Singsaver Promotion

Terms & Conditions

Up to 60% off + Win S$3,000 Cash

  1. This Tiq Travel Insurance Lucky Draw Campaign 2023 (“Promotion and Lucky Draw”), organised by Tiq by Etiqa Insurance Pte. Ltd. (“Etiqa”), is valid from 01 July 2023 to 31 December 2023 (“Lucky Draw Period”).
  2. This Promotion and Lucky Draw is open to all Singapore citizen(s), Singapore Permanent Resident(s) and Foreigner(s) with valid Work Pass, Student Pass, Dependant’s Pass or Long-Term Visit Pass.
  3. Employees of Etiqa are not eligible to participate in this Promotion and Lucky Draw.
  4. This Promotion and Lucky Draw is only applicable for the online application of the following product via www.singsaver.com.sg  during the Lucky Draw Period.
    ProductPlan Type(i) Discount(ii) Lucky Draw Chance

     

    Promotion Code

    Tiq Travel InsuranceSingle Trip Plan48%1 chance per policyTIQSINGSAVER
    Annual Plan60% off COVID-19 add-on1 chance per policy
  5. Lucky Draw Prizes (“Prizes”)
    1. To qualify for the Lucky Draw (“Qualifying Customer”):
    2. A Qualifying Customer will get chance(s) per policy purchased during the applicable Lucky Draw Period based on the table above to participate in the Lucky Draw, provided the purchase are under the same policyholder. Lucky Draw Chance(s) is stackable, for avoidance of doubt, please refer to the illustration in clause 5e.
    3. Each winner will be entitled to one (1) Prize.
    4. Lucky Draw Prizes
      DrawPolicy Purchased PeriodLucky Draw DateLucky Draw Prize
      11 Jul to 31 Jul 202314 Aug 2023

      1 x S$3,000 Cash each month

      (given as encashable ewallet credits)

      21 Aug to 31 Aug 202314 Sep 2023
      31 Sep to 30 Sep 202313 Oct 2023
      41 Oct to 31 Oct 202314 Nov 2023
      51 Nov to 30 Nov 202314 Dec 2023
      61 Dec to 31 Dec 202315 Jan 2024
    5. Illustration
      IllustrationPolicy PurchasedNumber of Lucky Draw Chances
      Customer A

      In Jul 2023

      1 x single trip plan to Japan
      1 x annual plan

      In July 2023

      1 x single trip plan to Japan: 1 chance
      1 x annual plan: 1 chance

      Total Chances: 2 chances

      In Aug 2023

      1 x single trip to Taiwan
      1 x single trip to Malaysia
      1 x single trip to Thailand

      In Aug 2023

      1 x single trip to Taiwan: 1 chance
      1 x single trip to Malaysia: 1 chance
      1 x single trip to Thailand: 1 chance

      Total Chances: 3 chances

  6. Conduct of the Lucky Draw and Redemption of Prizes
    1. There will be a total of 6 Prizes for the Lucky Draw.
    2. The Lucky Draw for the respective Policy Purchased Period will be conducted at the respective dates detailed in the table under 5(e) at the premises of Etiqa Office at One Raffles Quay, #22-01 North Tower, Singapore 048583.
    3. Winners will be notified via email within four (4) weeks from the Lucky Draw Date using the email address provided to Etiqa at the point of purchase of the Product. Etiqa shall not be liable for late, lost, misdirected or unsuccessful efforts to contact and notify the prize winners.
    4. Redemption details for the Prize will be sent by email within seven (7) working days after the date of the notification email. The redemption details shall form part of these terms and conditions.
    5. Any Prizes which are not won or remain unclaimed after two months of notification shall be forfeited.
    6. The Prizes are non-refundable, non-transferable nor exchangeable for credit or for any other items.
  7. Discount
    1. Customers will need to enter the applicable Promotion Code in the promotion code field upon application to enjoy the Discount. Etiqa reserves the right to disqualify any entry that does not have the correct Promotion Code entered.
    2. The Promotion Code and Discount are not transferable, exchangeable for cash, goods and services or extendable in validity.
  8. This Promotion and Lucky Draw is not valid for customers who have cancelled existing policy/policies with Etiqa within the last 14 days.
  9. This Promotion and Lucky Draw is not valid in conjunction with any on-going existing insurance promotions, coupons, staff discounts and privileges, unless otherwise stated.
  10. Existing terms and conditions for the Products apply.
  11. The policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (gia.org.sg or www.sdic.org.sg).
  12. Etiqa reserves the right to amend these terms and conditions at any time at our sole discretion, including changing the terms or terminating the Lucky Draw at any point in time before the stated Lucky Draw Period without prior notice, by posting such amendment(s) to https://tiq.com.sg.
  13. By participating in the Lucky Draw, the participant consent to Etiqa and its related, its agents, authorised service providers and marketing partners collecting, using or disclosing and/or processing their personal data, for the purpose to evaluate their proposal form and to provide the product and services which they are applying for and such other purposes as stated in Etiqa’s Data Protection and Privacy Statement on Etiqa’s website, which the participant confirmed that they have read and understood.The participant confirm and agree that their consents herein supplement but do not supersede or replace any other consents which they may have previously provided to Etiqa, and are additional to any rights which Etiqa may have at law to collect, use or disclose their personal data, with or without their consent, to the extent permitted under applicable law.In addition, where personal data of any person is disclosed by the participant, the participant further confirm and represent that they have obtained the consent of the individual concerned for the purposes, unless such consent is not required under applicable laws.
  14. In the event of any inconsistency between these terms and conditions and any advertising, publicity, brochure, marketing or other materials relating to or in connection with the Promotion and Lucky Draw, these terms and conditions shall prevail.
  15. By participating in the Lucky Draw, the Customer agrees to release and hold Etiqa harmless from any and all liability whatsoever for any injuries, losses or damages of any kind to any person or property arising from or in connection with, either directly or indirectly the participation in the Lucky Draw.
  16. Notwithstanding anything herein, Etiqa has the absolute discretion to determine the eligibility of any person to participate in the Lucky Draw.
  17. If Etiqa subsequently determines that a person is in fact not eligible to participate in this Lucky Draw, for any reason whatsoever, Etiqa may at its discretion, disqualify that person and claw back/cancel the Prize won without prior notice.
  18. Etiqa makes no representation or warranty whatsoever as to the quality, merchantability or fitness for any purpose, or for the use or consumption thereof or any other implied terms or conditions with respect to any Prizes.
  19. Etiqa shall not be liable for and assumes no liability or responsibility for any of the following: (a) non-performance or defects in the Prize and/or (b) any loss, damage, expense, liability and/or injury whatsoever or howsoever caused arising from the use, consumption and/or enjoyment of the Prize. Any such dispute relating to the Prizes should be resolved directly with the merchant/retailer and Etiqa shall have no liability with regard to such dispute.
  20. Etiqa may at its sole discretion at any time change the terms of the Promotion and Lucky Draw, or substitute or replace the Prizes with any other prize of equal or higher value, without prior notice
  21. Etiqa’s decision on all matters relating to or in connection with the Lucky Draw, including awarding of the Prizes to participants, shall be final and binding on all Customers and all parties concerned. Etiqa is not obliged to give any reason or enter into any correspondence with any person concerning the Lucky Draw.
  22. The terms and conditions of the Promotion and Lucky Draw shall be governed by and interpreted in accordance with Singapore law. The courts of Singapore shall have exclusive jurisdiction over any disputes arising from the terms and conditions, including the validity and enforceability thereof.
  23. A person who is not a party to these Lucky Draw Terms and Conditions has no right under the Contracts (Rights of Third Parties) Act 2001, to enforce any of these Terms and Conditions.
  24. All information is correct as of 01 July 2023.

Tiq Maid Insurance x Singsaver – 34% off

    1. This Cashback and Discount Promotion (“Promotion”) is for Singsaver customers who sign up for Tiq Maid underwritten by Etiqa Insurance Pte. Ltd. (“Etiqa”).
    2. The Promotion is valid from 1 December 2023 to 31 December 2023 (both dates inclusive) (“Promotion Period”).
    3. The Promotion is open to all Singapore citizen(s), Singapore Permanent Resident(s) and Foreigner(s) with valid Work Pass, Student Pass, Dependent’s Pass or Long-Term Visit Pass.
    4. This Promotion is only applicable for online application of the following product via www.singsaver.com.sg during the Promotion Period:
      Product NameDiscountAdditional Cashback if your plan coverage period is 26-months
      Tiq Maid Insurance34%Plan A – S$20
      Plan B – S$30
      Plan C – S$45
    5. Customers have to enter the promotion code “TIQSINGSAVER” in the promo code field upon application to enjoy the Promotion.
    6. This Promotion is not valid for customers who have cancelled or free-look existing policy/policies with Etiqa within the last 14 days.
    7. Existing terms and conditions for the product apply.
    8. This Promotion is not valid in conjunction with any on-going existing insurance promotions, coupons, referral discounts, staff discounts and privileges, unless otherwise stated.
    9. By participating in the Promotion , the customer agrees to release and hold Etiqa harmless from any and all liability whatsoever for any injuries, losses or damages of any kind to any person or property arising from or in connection with, either directly or indirectly the participation in the Promotion.
    10. Notwithstanding anything herein, Etiqa has the absolute discretion to determine the eligibility of any person to participate in the Promotion.
    11. If Etiqa subsequently determines that a person is in fact not eligible, for any reason whatsoever, Etiqa may at its discretion, disqualify that person and claw back/cancel the Additional Cashback/Discount without prior notice and liability to any person.
    12. Etiqa’s decision on all matters relating to the Promotion is final and binding on all customers.
    13. In the event of any inconsistency between these terms and conditions and any advertising, publicity, brochure, marketing or other materials relating to or in connection with the Promotion, these terms and conditions shall prevail.
    14. The terms and conditions of the Promotion shall be governed by and interpreted in accordance with Singapore law. The courts of Singapore shall have exclusive jurisdiction over any disputes arising from the terms and conditions, including the validity and enforceability thereof.
    15. Etiqa reserves the right to amend these terms and conditions at any time at our sole discretion, including changing the terms or terminating the Promotion at any point in time before the stated Promotion Period without prior notice, by posting such amendment(s) to www.tiq.com.sg.

Private Car Insurance x Singsaver – up to $300 cashback

  1. This Cashback and Discount Promotion (“Promotion”) is exclusive for Singsaver customers who sign up for
    Private Car Insurance underwritten by Etiqa Insurance Pte. Ltd. (“Etiqa”).
  2. The Promotion is valid from 7 December 2023 to 31 December 2023 (both dates inclusive) (“Promotion Period”).
  3. The Promotion is open to all Singapore citizen(s), Singapore Permanent Resident(s) and Foreigner(s) with valid
    Work Pass, Student Pass, Dependent’s Pass or Long-Term Visit Pass.
  4. This Promotion is only applicable for online application of the following product via www.tiq.com.sg during the Promotion Period:
Product Name Discount Premium/Cashback
Private Car Insurance 20%
Min Premium* Cashback amount if policy starts from 7 – 31 Dec 2023 Cashback amount if policy starts on or after 1 Jan 2024
$600 $150 $100
$900 $200 $150
$1,200 $250 $200
$1,500 $300 $250
$2,000 $350 $300

*Min. Premium is based on Total Payable Premium (After 20% & GST).
  1. Customers have to enter the promotion code “TIQSINGSAVER” in the promo code field upon application to enjoy the
    Promotion.
  2. The Discount is limited to once per customer.
  3. The Discount is not transferable nor exchangeable for any item in part or whole and is not replaceable.
  4. Existing terms and conditions for Private Car Insurance apply.
  5. The Promotion is not valid for customers who have renewal, cancelled or free-look existing policy/policies with Etiqa
    within the last 14 days.
  6. The Promotion is not valid in conjunction with any ongoing or existing insurance promotions, coupons, staff
    discounts and privileges, unless otherwise stated.
  7. Cashback will be awarded within 90 days from policy start date, provided policy is not cancelled. If policy is cancelled after cashback is awarded/credited to TiqConnect e-wallet, Etiqa reserves the rights to claw back the cashback from customer.
  8. Etiqa reserves the right to amend these terms and conditions at any time at our sole discretion, including
    changing the terms or terminating the Promotion at any point in time before the stated Promotion Period without
    prior notice, by posting such amendment(s) to tiq.com.sg.
  9. In the event of any inconsistency between these terms and conditions and any advertising, publicity, brochure,
    marketing or other materials relating to or in connection with the Promotion, these terms and conditions shall
    prevail.
  10. By participating in the Promotion, the customer agrees to release and hold Etiqa harmless from any and all
    liability whatsoever for any injuries, losses or damages of any kind to any person or property arising from or
    in connection with, either directly or indirectly the participation in the Promotion.
  11. Notwithstanding anything herein, Etiqa has the absolute discretion to determine the eligibility of any person to
    participate in the Promotion.
  12. If Etiqa subsequently determines that a person is in fact not eligible, for any reason whatsoever, Etiqa may at
    its discretion, disqualify that person and clawback/cancel the Discount and/or Cashback without prior notice.
  13. Etiqa’s decision on all matters relating to the Promotion is final and binding on all customers.
  14. The terms and conditions of the Promotion shall be governed by and interpreted in accordance with Singapore law.
    The courts of Singapore shall have exclusive jurisdiction over any disputes arising from the terms and
    conditions, including the validity and enforceability thereof.
  1. This 3 Plus Critical Illness (“Promotion”), organised by Tiq by Etiqa Insurance Pte. Ltd. (“Etiqa”), is valid from 6 September 2023 to 14 September 2023, both dates inclusive (“Promotion Period”).
  2. This Promotion is open to all Singapore citizen(s), Singapore Permanent Resident(s) and Foreigner(s) with valid Work Pass, Student Pass, Dependant’s Pass or Long-Term Visit Pass.
  3. This Promotion is only applicable for the online application of 3 Plus Critical Illness via tiq.com.sg or via the Tiq by Etiqa mobile app during the Promotion Period.
    Total sum insuredDiscountPolicy Year
    S$101,000 to S$300,00050%1
    30%2
    10%3
    S$30,000 to S$100,00030%1
    30%2
    10%3
  4. The discount for the subsequent policy year 2 and 3 will be automatically applied during renewal provided that the policy has not been cancelled or lapsed.
  5. In addition to the Premium Discount set out above, Customer will also qualify for Etiqa Rewards Points (“Rewards Points”) if the following Products are purchased via the Tiq by Etiqa mobile app during the Promotion Period, and where acceptable, is accepted by Etiqa:
    ProductEtiqa Rewards Points

    3 Plus Critical Illness

    10x Rewards Points

    Only applicable for annual premium payment modes of minimum S$180 (nett payable premium with
    prevailing
    GST)

    Refer to our Etiqa Rewards page for more information.

  6. Customers will need to enter the promotion code < POWERUP50 > in the promotion code field upon application to enjoy the Premium Discount and Rewards Points.
  7. The promotion code is only valid for the Promotion Period. Etiqa reserves the right to disqualify any entry that does not have the correct promotion code entered.
  8. The promotion code, Discount and Rewards Points are not transferable, exchangeable for cash, goods, and services or extendable in validity.
  9. The Rewards Points will be credited to the eligible customers’ TiqConnect eWallet within 4 weeks from 14 October 2023, provided that the policy of the Product(s) purchased has not been cancelled or free-look rights have been exercised.
  10. Should the customers cancel their policy of the Product(s) purchased after the Rewards Points has been issued, Etiqa is entitled to deduct an equivalent amount of the Rewards Points value from the refund amount of the policy, provided no claims have been made under the policy.
  11. The Promotion is not valid for customers who have an existing in-force 3 Plus Critical Illness policy/policies with Etiqa.
  12. The Promotion is not valid for customers who have cancelled or free-look existing policy/policies with Etiqa within 14 days of policy application.
  13. Existing terms and conditions for the product apply.
  14. The Promotion is not valid in conjunction with any ongoing or existing insurance promotions, coupons, staff discounts and privileges, unless otherwise stated.
  15. By participating in the Promotion, the customer agrees to release and hold Etiqa harmless from any and all liability whatsoever for any injuries, losses or damages of any kind to any person or property arising from or in connection with, either directly or indirectly the participation in the Promotion.
  16. Notwithstanding anything herein, Etiqa has the absolute discretion to determine the eligibility of any person to participate in the Promotion.
  17. If Etiqa subsequently determines that a person is in fact not eligible, for any reason whatsoever, Etiqa may at its discretion, disqualify that person and clawback/cancel the Discount without prior notice and liability to any person.
  18. Etiqa’s decision on all matters relating to the Promotion is final and binding on all customers.
  19. Etiqa may at its sole discretion at any time change the terms of the Promotion, or substitute or replace the Promotion with any other prize of equal or higher value, without prior notice.
  20. In the event of any inconsistency between these terms and conditions and any advertising, publicity, brochure, marketing or other materials relating to or in connection with the Promotion, these terms and conditions shall prevail.
  21. The terms and conditions of the Promotion shall be governed by and interpreted in accordance with Singapore law. The courts of Singapore shall have exclusive jurisdiction over any disputes arising from the terms and conditions, including the validity and enforceability thereof.
  22. By participating in the Promotion, the Customer consent to Etiqa and its related, its agents, authorised service providers and marketing partners collecting, using or disclosing and/or processing their personal data, for the purpose to evaluate their proposal form and to provide the product and services which they are applying for and such other purposes as stated in Etiqa’s Data Protection and Privacy Statement on Etiqa’s website, which the Customer confirmed that they have read and understood.
    The Customer confirm and agree that their consents herein supplement but do not supersede or replace any other consents which they may have previously provided to Etiqa, and are additional to any rights which Etiqa may have at law to collect, use or disclose their personal data, with or without their consent, to the extent permitted under applicable law.
    In addition, where personal data of any person is disclosed by the Customer, the Customer further confirm and represent that they have obtained the consent of the individual concerned for the purposes, unless such consent is not required
    under applicable laws.
  23. A person who is not a party to these Promotion Terms and Conditions has no right under the Contracts (Rights of Third Parties) Act 2001, to enforce any of these Terms and Conditions.
  1. This Online Term Life Insurance (“Promotion”), organised by Tiq by Etiqa Insurance Pte. Ltd. (“Etiqa”), is valid from 1 September 2023 to 30 September 2023, both dates inclusive (“Promotion Period”).
  2. This Promotion is open to all Singapore citizen(s), Singapore Permanent Resident(s) and Foreigner(s) with valid Work Pass, Student Pass, Dependant’s Pass or Long-Term Visit Pass.
  3. Customers are entitled to the following cashback (“Cashback”) for online application of ePROTECT term life and is only applicable for the online application via tiq.com.sg or via the Tiq by Etiqa mobile app during the Promotion Period.
    Premium Term PlanEligibilityPromotion
    20 year fixed termSum assured from S$1,000,000 aboveS$70 cashback subject to a minimum annual premium of S$250
    S$125 cashback subject to a minimum annual premium of S$500
    S$225 cashback subject to a minimum annual premium of S$800
    S$300 cashback subject to a minimum annual premium of S$1,000
    Up to age 65Sum assured from S$401,000 and aboveS$70 cashback subject to a minimum annual premium of S$250
    S$125 cashback subject to a minimum annual premium of S$500
    S$225 cashback subject to a minimum annual premium of S$800
    S$300 cashback subject to a minimum annual premium of S$1,000
  4. In addition to the Cashback set out above, Customer will also qualify for Etiqa Rewards Points (“Rewards Points”) if the following Products are purchased via the Tiq by Etiqa mobile app during the Promotion Period, and where acceptable, is accepted by Etiqa:
    ProductEtiqa Rewards Points
    • ePROTECT term life
    • DIRECT – Etiqa term life

    10x Rewards Points

    Only applicable for annual premium payment modes of minimum S$180 (_et payable premium with prevailing GST)

    Refer to our Etiqa Rewards page for more information.

  5. No promotion code is required for the Cashback and Etiqa Rewards Points. Customers will automatically be registered to receive the Cashback and Etiqa Rewards Points when they meet the eligible criteria above.
  6. The Cashback and Rewards Points are not transferable, exchangeable for cash, goods, and services or extendable in validity.
  7. The Cashback is limited to once per customer and is not applicable for the renewed term.
  8. In order to enjoy the applicable Additional Cashback, customers will need to ensure that they meet the applicable minimum premium payment after GST, as listed in the Additional Cashback column above.
  9. Eligible customers will receive the Additional Cashback in the form of encashable TiqConnect eWallet credits withdrawable via PayNow or Direct Credit to his/her bank account.
  10. Eligible customers must have a TiqConnect account on Etiqa’s customer portal to receive the Additional Cashback in their eWallet.
  11. The Cashback and Rewards Points will be credited to the eligible customers’ TiqConnect eWallet within 4 weeks from 14 October 2023, provided that the policy of the Product(s) purchased has not been cancelled or free-look rights have been exercised.
  12. Should the customers cancel their policy of the Product(s) purchased after the Rewards Points has been issued, Etiqa is entitled to deduct an equivalent amount of the Rewards Points value from the refund amount of the policy, provided no claims have been made under the policy.
  13. The Promotion is not valid for customers who have an existing in-force ePROTECT term life or DIRECT – Etiqa term life policy/policies with Etiqa.
  14. The Promotion is not valid for customers who have cancelled or free-look existing policy/policies with Etiqa within 14 days of policy application.
  15. Existing terms and conditions for the product apply.
  16. The Promotion is not valid in conjunction with any ongoing or existing insurance promotions, coupons, staff discounts and privileges, unless otherwise stated.
  17. By participating in the Promotion, the customer agrees to release and hold Etiqa harmless from any and all liability whatsoever for any injuries, losses or damages of any kind to any person or property arising from or in connection with, either directly or indirectly the participation in the Promotion.
  18. Notwithstanding anything herein, Etiqa has the absolute discretion to determine the eligibility of any person to participate in the Promotion.
  19. If Etiqa subsequently determines that a person is in fact not eligible, for any reason whatsoever, Etiqa may at its discretion, disqualify that person and clawback/cancel the Discount without prior notice and liability to any person.
  20. Etiqa’s decision on all matters relating to the Promotion is final and binding on all customers.
  21. Etiqa may at its sole discretion at any time change the terms of the Promotion, or substitute or replace the Promotion with any other prize of equal or higher value, without prior notice.
  22. In the event of any inconsistency between these terms and conditions and any advertising, publicity, brochure, marketing or other materials relating to or in connection with the Promotion, these terms and conditions shall prevail.
  23. The terms and conditions of the Promotion shall be governed by and interpreted in accordance with Singapore law. The courts of Singapore shall have exclusive jurisdiction over any disputes arising from the terms and conditions, including the validity and enforceability thereof.
  24. By participating in the Promotion, the Customer consent to Etiqa and its related, its agents, authorised service providers and marketing partners collecting, using or disclosing and/or processing their personal data, for the purpose to evaluate their proposal form and to provide the product and services which they are applying for and such other purposes as stated in Etiqa’s Data Protection and Privacy Statement on Etiqa’s website, which the Customer confirmed that they have read and understood.
    The Customer confirm and agree that their consents herein supplement but do not supersede or replace any other consents which they may have previously provided to Etiqa, and are additional to any rights which Etiqa may have at law to collect, use or disclose their personal data, with or without their consent, to the extent permitted under applicable law.
    In addition, where personal data of any person is disclosed by the Customer, the Customer further confirm and represent that they have obtained the consent of the individual concerned for the purposes, unless such consent is not required under applicable laws.
  25. A person who is not a party to these Promotion Terms and Conditions has no right under the Contracts (Rights of Third Parties) Act 2001, to enforce any of these Terms and Conditions.
  1. This Cancer Insurance (“Promotion”), organised by Tiq by Etiqa Insurance Pte. Ltd. (“Etiqa”), is valid from 1 September 2023 to 30 September 2023, both dates inclusive (“Promotion Period”).
  2. This Promotion is open to all Singapore citizen(s), Singapore Permanent Resident(s) and Foreigner(s) with valid Work Pass, Student Pass, Dependant’s Pass or Long-Term Visit Pass.
  3. This Promotion is only applicable for the online application of Cancer Insurance via tiq.com.sg or via the Tiq by Etiqa mobile app during the Promotion Period.
    ProductDiscount

    Cancer Insurance

    		30% off first-year premium
  4. In addition to the Premium Discount set out above, Customer will also qualify for Etiqa Rewards Points (“Rewards Points”) if the following Products are purchased via the Tiq by Etiqa mobile app during the Promotion Period, and where acceptable, is accepted by Etiqa:
    ProductEtiqa Rewards Points

    Cancer Insurance

    10x Rewards Points

    Only applicable for annual premium payment modes of minimum S$180 (nett payable premium with prevailing GST)

    Refer to our Etiqa Rewards page for more information.

  5. Customers will need to enter the promotion code < POWERUP30 > in the promotion code field upon application to enjoy the Premium Discount and Rewards Points.
  6. The promotion code is only valid for the Promotion Period. Etiqa reserves the right to disqualify any entry that does not have the correct promotion code entered.
  7. The promotion code, Discount and Rewards Points are not transferable, exchangeable for cash, goods, and services or extendable in validity.
  8. The Rewards Points will be credited to the eligible customers’ TiqConnect eWallet within 4 weeks from 14 October 2023, provided that the policy of the Product(s) purchased has not been cancelled or free-look rights have been exercised.
  9. Should the customers cancel their policy of the Product(s) purchased after the Rewards Points has been issued, Etiqa is entitled to deduct an equivalent amount of the Rewards Points value from the refund amount of the policy, provided no claims have been made under the policy.
  10. The Promotion is not valid for customers who have an existing in-force Cancer Insurance policy/policies with Etiqa.
  11. The Promotion is not valid for customers who have cancelled or free-look existing policy/policies with Etiqa within 14 days of policy application.
  12. Existing terms and conditions for the product apply.
  13. The Promotion is not valid in conjunction with any ongoing or existing insurance promotions, coupons, staff discounts and privileges, unless otherwise stated.
  14. By participating in the Promotion, the customer agrees to release and hold Etiqa harmless from any and all liability whatsoever for any injuries, losses or damages of any kind to any person or property arising from or in connection with, either directly or indirectly the participation in the Promotion.
  15. Notwithstanding anything herein, Etiqa has the absolute discretion to determine the eligibility of any person to participate in the Promotion.
  16. If Etiqa subsequently determines that a person is in fact not eligible, for any reason whatsoever, Etiqa may at its discretion, disqualify that person and clawback/cancel the Discount without prior notice and liability to any person.
  17. Etiqa’s decision on all matters relating to the Promotion is final and binding on all customers.
  18. Etiqa may at its sole discretion at any time change the terms of the Promotion, or substitute or replace the Promotion with any other prize of equal or higher value, without prior notice.
  19. In the event of any inconsistency between these terms and conditions and any advertising, publicity, brochure, marketing or other materials relating to or in connection with the Promotion, these terms and conditions shall prevail.
  20. The terms and conditions of the Promotion shall be governed by and interpreted in accordance with Singapore law. The courts of Singapore shall have exclusive jurisdiction over any disputes arising from the terms and conditions, including the validity and enforceability thereof.
  21. By participating in the Promotion, the Customer consent to Etiqa and its related, its agents, authorised service providers and marketing partners collecting, using or disclosing and/or processing their personal data, for the purpose to evaluate their proposal form and to provide the product and services which they are applying for and such other purposes as stated in Etiqa’s Data Protection and Privacy Statement on Etiqa’s website, which the Customer confirmed that they have read and understood.
    The Customer confirm and agree that their consents herein supplement but do not supersede or replace any other consents which they may have previously provided to Etiqa, and are additional to any rights which Etiqa may have at law to collect, use or disclose their personal data, with or without their consent, to the extent permitted under applicable law.
    In addition, where personal data of any person is disclosed by the Customer, the Customer further confirm and represent that they have obtained the consent of the individual concerned for the purposes, unless such consent is not required under applicable laws.
  22. A person who is not a party to these Promotion Terms and Conditions has no right under the Contracts (Rights of
    Third Parties) Act 2001, to enforce any of these Terms and Conditions.
  1. This Power Up with TIQ Protection Combined Premium Gifts (“Promotion”), organised by Tiq by Etiqa Insurance Pte. Ltd. (“Etiqa”), is valid from 1 September 2023 to 30 September 2023, both dates inclusive (“Promotion Period”).
  2. This Promotion is open to all Singapore citizen(s), Singapore Permanent Resident(s) and Foreigner(s) with valid Work Pass, Student Pass, Dependant’s Pass or Long-Term Visit Pass.
  3. This Promotion is only applicable for the online application or purchase of the eligible products set out in the respective table below (“Eligible Products”) via tiq.com.sg or via the Tiq by Etiqa mobile app during the Promotion Period.
  4. Combined Premium Gifts
    Customers will be entitled to qualify for the following additional sign-up gift (“Sign-Up Gift”), provided the required criteria set out below are fulfilled:
    Eligible Product (s)Sign-up Gift
    • 3 Plus Critical Illness
    • Cancer Insurance
    • ePROTECT term life
    • DIRECT – Etiqa term life
    • DIRECT – Etiqa whole life

    (i) S$200 eCapitaVouchers

    • Make a new purchase of one or more of the Eligible Products, and meet the combined total
      annual premium of S$1,000 – S$2,000
    • Only applicable to the first 100 customers, whilst stocks last
    • Only applicable to annual premium payment mode, which such mode has to be selected

    (ii) Apple Watch SE 44mm, GPS (worth S$433)

    • Make a new purchase of one or more of the Eligible Products, and meet the combined total
      annual premium of S$2,001 and above
    • Only applicable to the first 50 customers, whilst stocks last
    • Only applicable to annual premium payment mode, which such mode has to be selected
  5. No promotion code is required for the sign-up gift. Customers will automatically be registered to receive either one of the sign-up gift when they meet the eligible criteria above.
  6. The Sign-up Gift(s) are not transferable, exchangeable for cash, goods and services or extendable in validity.
  7. A redemption email for the Sign-up Gift will be sent to the eligible customers’ email address within 90 days from the policy start date. The details in the redemption email shall form part of these terms and conditions. Any Sign-up Gift which remained unclaimed after 30 days of notification shall be forfeited.
  8. This Promotion is not valid for customers who have cancelled or free-look existing policy / policies with Etiqa within the last 14 days.
  9. This Promotion is not valid in conjunction with any on-going existing insurance promotions, coupons, staff discounts and privileges, unless otherwise stated.
  10. Existing terms and conditions for the Eligible Products apply.
  11. The policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (lia.org.sg or www.sdic.org.sg).
  12. Etiqa reserves the right to amend these terms and conditions at any time at our sole discretion, including changing the terms or terminating the Promotion at any point in time before the stated Promotion Period without prior notice, by posting such amendment(s) to https://www.tiq.com.sg.
  13. In the event of any inconsistency between these terms and conditions and any advertising, publicity, brochure, marketing or other materials relating to or in connection with the Promotion, these terms and conditions shall prevail.
  14. By participating in the Promotion, the Customer agrees to release and hold Etiqa harmless from any and all liability whatsoever for any injuries, losses or damages of any kind to any person or property arising from or in connection with, either directly or indirectly the participation in the Promotion.
  15. The use of the Sign-up Gift is subject to such other terms and conditions as may be imposed by the merchant or retailer supplying the Sign-up Gift. The Customer should check with the respective merchant/retailer for details. Etiqa makes no representation or warranty whatsoever as to the quality, merchantability or fitness for any purpose, or for the use or consumption thereof or any other implied terms or conditions with respect to any gift, including the Sign-up Gift.
  16. Etiqa shall not be liable for and assumes no liability or responsibility for any of the following: (a) non-performance or defects in the Sign-up Gift and/or (b) any loss, damage, expense, liability and/or injury whatsoever or howsoever caused arising from the use, consumption and/or enjoyment of the Sign-up Gift. Any such dispute relating to the Sign-up Gift should be resolved directly with the merchant/retailer and Etiqa shall have no liability with regard to such dispute.
  17. Notwithstanding anything herein, Etiqa has the absolute discretion to determine the eligibility of any person to participate in the Promotion.
  18. If Etiqa subsequently determines that a person is in fact not eligible to participate in this Promotion, for any reason whatsoever, Etiqa may at its discretion, disqualify that person and claw back/cancel the Sign-up Gift without prior notice.
  19. Etiqa may at its sole discretion at any time change the terms of the Promotion, or substitute or replace the Promotion with any other prize of equal or higher value, without prior notice.
  20. The terms and conditions of the Promotion shall be governed by and interpreted in accordance with Singapore law. The courts of Singapore shall have exclusive jurisdiction over any disputes arising from the terms and conditions, including the validity and enforceability thereof.
  21. By participating in the Promotion, the Customer consent to Etiqa and its related, its agents, authorized service providers and marketing partners collecting, using or disclosing and/or processing their personal data, for the purpose to evaluate their proposal form and to provide the product and services which they are applying for and such other purposes as stated in Etiqa’s Data Protection and Privacy Statement on Etiqa’s website, which the Customer confirmed that they have read and understood.
    The Customer confirm and agree that their consents herein supplement but do not supersede or replace any other consents which they may have previously provided to Etiqa, and are additional to any rights which Etiqa may have at law to collect, use or disclose their personal data, with or without their consent, to the extent permitted under applicable law.
    In addition, where personal data of any person is disclosed by the Customer, the Customer further confirm and represent that they have obtained the consent of the individual concerned for the purposes, unless such consent is not required under applicable laws.
  22. A person who is not a party to these Promotion Terms and Conditions has no right under the Contracts (Rights of Third Parties) Act 2001, to enforce any of these Terms and Conditions.

Important notes:

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA), Life Insurance Association (LIA) or SDIC websites (gia.org.sg, www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is accurate as of 8 December 2023.

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