ePROTECT safety - Leading digital insurance company in Singapore | TIQ Singapore

ePROTECT safety

Add a new shine to safety

Accidents bring about the unexpected. Personal accident insurance makes a decisive difference to your well-being.

Protection against death, accidental permanent disability and 22 infectious diseases

No claim bonus (sum insured will increase by 2% upon each annual renewal)

Up to $4,000 medical expense reimbursement

Has the ePROTECT safety plan served you well?

Coverage and Premiums

BENEFITS Sum insured (S$)
Silver Gold Platinum
Accidental Death $100,000 $300,000 $500,000
Permanent Disablement due to Accident $100,000 $300,000 $500,000
Outpatient Medical Expenses & Inpatient Medical Expenses due to bodily injury $2,000 $3,000 $4,000
(Sub-limit for Traditional Chinese Medicine: up to $150 per visit and $1,000 per Accident) Sublimit : up to $150 per visit and $1,000 per Accident
(Sub-limit for Hospitalisation due to infectious Disease) Sub-Limit: $1,000 Sub-Limit: $1,500 Sub-Limit: $2,000
Up to 180 days $50 per day $100 per day $200 per day
If you sustain bodily injury during the period of insurance and require surgical procedure for $1,000 $2,000 $5,000 a) Facial Reconstructive Surgery, and/or b) Skin Grafting due to burns, and/or c) Dental Treatment $1,000 $2,000 $5,000
Bereavement Grant as a result of Accidental Death $3,000 $3,000 $3,000
Home/Office Modification Reimbursement $1,000 $2,000 $5,000
Ambulance Fees $200 $200 $200
Mobility Expense Reimbursement $1,000 $2,000 $5,000
Plan Annual Premium includes 7% GST
Silver Gold Platinum
Per Insured Adult (aged 17 - 65) Class 1 & 2 $150 $320 $590
Per Insured Adult Class 3 $280 $600 N/A
Per Insured Child (aged 1 - 16) $30 $64 $118

Class 1 – Professionals and Persons who engage in executive, administrative or clerical duties
Class 2 – Persons who engage in skilled or semi-skilled work and not exposed to hazardous conditions
Class 3 – Persons who engage in manual work which is not particularly hazardous in nature but involve the use of tools or machinery

Frequently Asked Questions

 
How does the No Claim Bonus work?
The sum insured for Sections 1 (Accidental Death) and 2 (Permanent Disablement due to Accident) as stated in your or your child(ren)’s Schedule of Benefits will be increased by 2% of your original sum insured or 2% of your child(ren)’s original sum insured respectively on each annual renewal up to a maximum of five (5) increases provided that: a) No claim had been made during the period of insurance immediately preceding the renewal; b) If a claim is paid during a year there will be no increase in the sum insured for the subsequent renewal year. For more details, please refer to the Policy Wording.
Can I claim if I visit a Traditional Chinese Medicine (TCM) practitioner?
Yes, we will reimburse the medical expenses incurred up to $150 per visit and $1,000 per accident as long as it is a registered/certified Traditional Chinese Medicine (TCM) Practitioner. For the full benefits, please visit Section 3 of the Policy Wording.
Is ePROTECT safety a personal accident plan and what is it about?
Yes, it is a personal accident plan. ePROTECT safety protects you from unexpected expenses if you are involved in an accident. It pays out a lump sum if accidental death and accidental permanent disablement unfortunately occurs. If an accident requires medical treatment, it also covers you for outpatient (including Traditonal Chinese Medicine) and Inpatient expenses. With our unique No Claim Bonus benefit, for every year where no claims have been made, your sum insured increases the next year so that you enjoy higher coverage at no extra cost.
 
 

Brochures and Documents

 

ePROTECT safety Policy Wording

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Application Form: ePROTECT safety

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Important notes:

This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA or SDIC web-sites (www.gia.org.sg or www.sdic.org.sg). Information is accurate as at 20 July 2019.