Personal Mobility Insurance Singapore | Buy Online | Tiq by Etiqa Insurance

ePROTECT personal mobility

ePROTECT personal mobility Buy Now

Make insurance part of your mobility checklist

Hit the streets with the inner peace that comes only from comfortably co-existing with cars and pedestrians, obeying trafic law and having insurance. *Mobility devices cover bicycles, e-scooters, roller skates and wheelchairs

Medical expenses reimbursement of up to $3,000

Comprehensive accidental protection from accidental bodily injuries, medical expenses, permanent disablement to accidental death.

Personal liability protection if you are responsible for third-party bodily injuries, accidental death and loss or damage to third party’s property.

Period of Insurance













Michelle (age 29, cyclist), is looking for a comprehensive insurance plan to get herself and her 2 bicycles covered to get a peace of mind. The total value of her 2 bicycles is $5,000, therefore she will be able to opt for Advanced Plan ($350)

Optional Cover – Protect Your Bicycle

(Essential/Advanced/Ultimate Plans)

Coverage for bicycle damage

Coverage for bicycle theft if it gets stolen from your home

Optional – Add Ons

(Essential/Advanced/Ultimate Plans)

Geographical limit extension to include Malaysia and Thailand

Coverage for loss of/damage to bicycle in transit


Accidental Death $150,000 $150,000 $150,000 $200,000
Permanent Disablement
Permanent Disablement due to Accident $150,000 $150,000 $150,000 $200,000
Permanent Total Paralysis or complete insanity or injuries resulting in being permanently bedridden $150,000 $150,000 $150,000 $200,000
Permanent Total loss of sight of both eyes or use of both hands or both feet or combination of these $150,000 $150,000 $150,000 $200,000
Permanent Total Loss of speech $150,000 $150,000 $150,000 $200,000
Permanent Total Loss of hearing in both ears $150,000 $150,000 $150,000 $200,000
Permanent Total Loss of sight of one eye or use of one limb $75,000 $75,000 $75,000 $100,000
Permanent Total Loss of hearing in one ear $30,000 $30,000 $30,000 $40,000
Permanent Total toss of use of a shoulder, elbow, hip, knee, ankle or wrist $22,500 $22,500 $22,500 $27,500
Permanent Total Loss of use or loss by amputation of:
One Thumb $22,500 $22,500 $22,500 $27,500
One forefinger $15,000 $15,000 $15,000 $20,000
Any other finger or one big toe $7,500 $7,500 $7,500 $10,000
Any other toe $3,000 $3,000 $3,000 $4,000
Medical Expense Reimbursement
3. Medical Expense Reimbursement
(For any one accident) (Deductible of $200 applies, except for treatment by Traditional Chinese Medical Practitioner which is subject to a sub-limit of $100 per visit and $1,000 per accident)
$3,000 $3,000 $3,000 $3,000
Personal Liability
Accidental death or Bodily Injury to third party $300,000 $300,000 $300,000 $300,000
Loss or damage to property
Legal costs and expenses of litigation recovered against you
Costs and expenses of legal defence incurred by you

*While riding on, mounting onto or dismonting from you bicycle or mobility device

Optional Cover - Only applicable to 12 months Periods of Insurance (Covering Bicycle)

Insurance for Bicycle (anywhere in Singapore)
Bicycle loss and damage* arising from:
Accidental damage N.A. Bicycle value between $1,501 - $3,000 Total Bicycle values between $3,001 - $10,000 Total Bicycle values between $10,001 - $20,000
Malicious damage
Other Optional Coverage
Geographical Limit Extension N.A. $39.90 $39.90 $39.90
Loss in Transit N.A. $25.00 $25.00 $25.00

* Age of Bicycle : Brand New or Used Bicycles and less than 2 years Subject to deductible $200 each and every claim
^ With clear visible evidence of forcible entry to your home and have reported the theft to the police and provided us a copy of the police report

Period of Insurance Basic Plan Premiums (S$) Essential Plan Premiums (S$) Advanced Plan Premiums (S$) Ultimate Plan Premiums (S$)
1 Bicycle Cover Up to 2 Bicycle Cover Up to 3 Bicycle Cover
N.A. Bicycle value between $1,501 - $3,000 Total Bicycle values between $3,001 - $10,000 Total Bicycle values between $10,001 - $20,000
1 Month $26 N.A. N.A. N.A.
3 Months $39
6 Months $59
12 Months $78 $188 $238 $350 $368.60 $616.10 $836.10
1 Bicycle 1 Bicycle 2 Bicycle 1 Bicycle 2 Bicycle 3 Bicycle
Optional Add-Ons (Only applicable to 12 months Periods of Insurance) (per Bicycle)
Geographical Limit Extension N.A. $39.90 $39.90 $39.90
Loss in Transit N.A. $25.00 $25.00 $25.00

* Premiums are before any existing promotions/discounts

Is your personal mobility insurance expiring?

Frequently Asked Questions

If I am a foreigner or Singaporean Permanent Resident (PR), can I purchase this policy?
Yes, you can purchase this policy as long as you are a Singapore PR or hold a valid employment pass, dependant’s pass, work pass, long-term visit pass or student pass in Singapore.
Is there a free-look period?
Yes. There is a 14-day free-look period for this policy.
How do I make a claim?
Click here to make a claim.

Brochures and Documents

Brochure: ePROTECT personal mobility

Policy Wording: ePROTECT personal mobility


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Important notes:

This product is covered under PPF Scheme.

This content is for reference only and not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

You should read the policy documents before deciding whether to purchase the policy.

Information is accurate as at 23 July 2018.

This insurance product is underwritten by Etiqa Insurance Pte. Ltd.