Travel Insurance Singapore - Single & Annual Trip |

Tiq Travel Insurance

Tiq Travel Insurance. Tiq off with us today!

The world is your oyster, and nothing should stop you from going places and exploring the world. Not flight delays, not lost baggage and definitely not pre-existing medical conditions. That's why we are here to help you fulfill your wanderlust, minus the stress and worries of situations out of your control.

Why Tiq Travel?

Coverage for Pre-Existing Medical Conditions

Family-friendly! Grandparents can now travel under our family plan

Visitors from overseas can now travel together with a Singapore resident. Learn more.

Automated flight delay monitoring with instant payout with only 3 hours of consecutive flight delay

Super affordable so you can spend less on insurance, more on experiences

Hassle-free and easy travel claims process by our award-winning team

How does automated flight delay benefit work?

Watch this video to find out more

Coverage For Pre-Existing Medical Conditions

Most travel insurers do not cover claims resulting from pre-existing medical conditions while you are overseas. Thankfully, we do. Opt for one of our Pre-Ex plans to adequately cover yourself on your travels.

Some common examples of pre-existing medical conditions are:




Sleep Apnea



Pre-Ex Plans Key Benefits:

Daily hospitalization benefits:
up to $20,000*

Overseas Medical benefits:
up to $150,000*

Emergency medical evacuation and repatriation:
up to $250,000*

*Cover and limits based on Pre-Ex Luxury plan.
Please refer to the Policy Wording for full coverage information.

Everyone can travel with us!

No matter who you are, or how you travel, we have a plan for you.


Married Couple

Family (Up to 6 adults)

Group (Up to 10 pax)

Personal Accident (Accidental Death and Permanent Disablement)
Adult aged below 70 years old $150,000 $300,000 $500,000
Adult aged 70 years - 80 years $30,000 $40,000 $50,000
Child $50,000 $100,000 $200,000
Personal Accident (Inflight Accidental Death) Included under Personal Accident benefit
Medical Expenses Incurred Overseas
Adult aged below 70 years old $200,000 $500,000 $1,000,000
Adult aged 70 years - 80 years $30,000 $50,000 $75,000
Child $75,000 $150,000 $250,000
Medical Expenses Incurred in Singapore
Adult aged below 70 years old Not Covered $7,500 $10,000
Adult aged 70 years - 80 years Not Covered $1,000 $3,000
Child Not Covered $2,500 $5,000
Overseas Hospital Income $5,000 ($200 per 24 hrs) $10,000 ($200 per 24 hrs) $20,000 ($200 per 24 hrs)
Hospital Allowance in Singapore $500 ($50 per 24 hrs) $1,000 ($100 per 24 hrs) $1,500 ($100 per 24 hrs)
Hospital Visitation Not Covered $2,500 $5,000
Compassionate Visit Not Covered $5,000 $7,500
Child(ren) Guardian Not Covered $2,500 $5,000
Emergency Telephone Charges $100 $200 $400
Emergency Medical Evacuation Combined limit up to $1,000,000 Combined limit up to $1,500,000 Combined limit up to $1,800,000
Repatriation Of Mortal Remains to Singapore
Trip Cancellation and Loss of Deposit $5,000 $5,000 $10,000
Bankruptcy of Travel Agent $1,000 $1,000 $3,000
Travel Curtailment (including Hijacking) $3,000 $3,000 $5,000
Personal Effects (including laptop computer) $2,000 ($250 per article) $2,000 ($250 per article) $3,000 ($250 per article)
Baggage Delay $200 ($100 per 6hrs) $200 ($100 per 6hrs) $200 ($100 per 6hrs)
Loss of Travel Documents (including money) Personal Money; $100 Personal Money; $300 Personal Money; $500
Personal Documents; $150 Personal Documents; $250 Personal Documents; $500
Travel Delay $300 ($50 per 3hrs) $300 ($50 per 3hrs) $500 ($50 per 3hrs)
Flight Diversion $300 ($100 per 6hrs overseas) $300 ($100 per 6hrs overseas) $500 ($100 per 6hrs overseas)
Flight Overbooking $100 $100 $100
Travel Misconnection $200 ($100 per 6hrs overseas) $200 ($100 per 6hrs) $200 ($100 per 6hrs)
Travel Postponement $500 $500 $1,000
Liability Benefits
Personal Liability $250,000 $500,000 $750,000
Hijacking/Kidnapping and Hostage $1,000 $1,000 $3,000
Automatic Extension of Cover Up to 7 days Up to 14 days Up to 14 days
Act of Terrorism Cover
Adult aged below 70 years old $100,000 $200,000 $300,000
Adult aged 70 years - 80 years $30,000 $40,000 $50,000
Child $50,000 $75,000 $100,000
Home Content Cover Not Covered $5,000 $10,000
Child Education Cover $3,000 per child
(up to $15,000)
$3,000 per child
(up to $15,000)
$3,000 per child
(up to $15,000)
Rental Car Excess Cover $300 $500 $1,000
Pet Hotel Cover $1,000 ($50 for every 6 hrs) $1,000 ($50 for every 6 hrs) $1,000 ($50 for every 6 hrs)
Sport Equipment Protector $500 $2,000 $4,000

Frequently Asked Questions

Can I change my travel commencement date?

Yes, you can change the commencement date only if you notify us prior to the commencement of your trip or effective date of coverage, whichever is sooner. Please contact our friendly Customer Care Consultants for this service.

Can I choose to only cover a portion of my trip if I am doing a multi-city trip?

No, your period of insurance must include your entire trip from the date of departure from Singapore to the date of arrival in Singapore.

Can I purchase a Pre-Ex plan together with a non Pre-Ex plan?

Yes you can mix and match the plans for Married Couple and Group Plans for single trips only, provided the trip does not exceed 30 days.

Brochures and Documents

Policy Wording : Tiq Travel Insurance


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Important notes:

This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites ( or or This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is accurate as at 20 July 2019.