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Travel insurance Singapore with Covid 19 Add ons | Tiq Singapore

Tiq Travel Insurance

Coverage | Resources | FAQs

The Ministry of Foreign Affairs has put up a travel advisory against non-essential travel to Israel and Palestinian Territories in view of the ongoing conflict. If you have purchased a Tiq Travel policy... Before 07 October for travel to Israel and Palestinian Territories and do not wish to travel at this point in time
• You may cancel the trip and file for trip cancellation / trip postponement Before 07 October for travel to Israel and Palestinian Territories and are already in Israel and Palestinian Territories at this point in time
• You will still be covered for benefits like Travel Delay, Baggage Delay, Flight Diversion, Trip Curtailment After 07 October for travel to Israel and Palestinian Territories
• There will be no coverage as the ongoing conflict is a known event

Travel Advisory

The Ministry of Foreign Affairs has put up a travel advisory against non-essential travel to Israel and Palestinian Territories in view of the ongoing conflict.
If you have purchased a Travel Infinite policy…

Before 07 October 2023 for travel to Israel and Palestinian Territories and do not wish to travel at this point in time
• You may cancel the trip and file for trip cancellation / trip postponement

Before 07 October 2023 for travel to Israel and Palestinian Territories and are already in Israel and Palestinian Territories at this point in time
• You will still be covered for benefits like Travel Delay, Baggage Delay, Flight Diversion, Trip Curtailment

After 07 October 2023 for travel to Israel and Palestinian Territories
• There will be no coverage as the ongoing conflict is a known event

Please note that all claims are subject to Policy terms and conditions.

Before 03 April 2024 for travel to Taiwan and do not wish to travel at this point in time
• You may file claim for trip cancellation / trip postponement.

Before 03 April 2024 for travel to Taiwan and are already in Taiwan at this point in time
• You may file claim for benefits like Travel Delay, Baggage Delay, Flight Diversion, Trip Curtailment.

On or After 03 April 2024 for travel to Taiwan
• There will be no coverage as the ongoing conflict is a known event.

Please note that all claims are subject to Policy terms and conditions.

Your Best Travel Partner

Why Tiq Travel Insurance?

Comprehensive COVID-19 add-on, protecting you before, during and after your trip
Covers all forms of transportation
Coverage for pre-existing medical conditions
[Learn More]

More Value-Added Services Specially For You

Full refund if you need to cancel your travel policy
Get paid upon a 3-hour flight delay, even without submitting a claim
24-hour worldwide emergency travel support
 
Flight check-in reminder
Baggage belt collection details
 

We know that you are eager to travel, and we want to ensure that you are well covered against COVID-19.

With our COVID-19 add-on, power up your travel insurance coverage as we cover you comprehensively before you start your overseas trip, during and after you come back to Singapore.

Before your trip
Covers up to $5,000 on non-refundable costs for cancelling or postponing your trip 14 days before your departure date.
During your trip
Covers up to $500,000 for emergency medical evacuation & repatriation, medical expenses, quarantine allowance and additional cost incurred for disruptions to your trip.
After your trip
Get a lump sum payout if you are hospitalized in Singapore.

Benefits are provided in the event if you are diagnosed with COVID-19

Travel delay?
No sweat with automated flight delay benefit!

1

Input your flight details when purchasing

Input your flight details when purchasing

2

Get paid upon a 3-hour flight delay, even without a submitting claim

Get paid upon a 3-hour flight delay, even without a submitting claim

3

Receive payout in your eWallet Encash via PayNow

Receive payout in your eWallet and encash via PayNow

Watch this to learn more!

What are Pre-Existing Medical Conditions?

If you have a medical illness or injury before your trip, it may be considered as a pre-existing medical condition. Please note that most travel insurers do not cover claims resulting from pre-existing medical conditions while you're overseas. Thankfully, we do.

Our Pre-Ex plans provide comprehensive coverage that includes the high costs of overseas medical and hospitalisation expenses as well as emergency medical evacuation if you are unwell during your trip due to your pre-existing medical conditions.
 
Example of pre-existing medical conditions
All types of pre-existing medical conditions from eczema to asthma or heart conditions are covered as long as your illness is stable and under control. For more information on the coverage, please refer to policy document.
Diabetes Stroke Asthma
Sleep Apnea Cancer Epilepsy
PLAN HIGHLIGHT ENTRY SAVVY LUXURY
Medical Expenses Incurred Overseas $200,000
Pre-ex: $75,000
$500,000
Pre-ex: $125,000
$1,000,000
Pre-ex: $150,000
Trip Cancellation and Loss of Deposit $5,000 $5,000 $10,000
Baggage Delay $200 ($100/6 hrs) $200 ($100/6 hrs) $200 ($100/6 hrs)
Travel Delay $300 ($50/3 hrs) $300 ($50/3 hrs) $500 ($50/3 hrs)
Personal Accident (Accidental Death and Permanent Disablement)
Adult aged below 70 years old $150,000 $300,000 $500,000
Adult aged 70 years old and above $30,000 $40,000 $50,000
Child $50,000 $100,000 $200,000
Medical Expenses Incurred Overseas
Adult aged below 70 years old $200,000
Pre-ex: $75,000
$500,000
Pre-ex: $125,000
$1,000,000
Pre-ex: $150,000
Adult aged 70 years old and above $30,000
Pre-ex: $20,000
$50,000
Pre-ex: $40,000
$75,000
Pre-ex: $50,000
Child $75,000
Pre-ex: $50,000
$150,000
Pre-ex: $75,000
$250,000
Pre-ex: $100,000
Medical Expenses Incurred in Singapore
Adult aged below 70 years old Not Covered $7,500 $10,000
Adult aged 70 years old and above Not Covered $1,000 $3,000
Child Not Covered $2,500 $5,000
Overseas Hospital Income $5,000 ($200/24 hrs)
$10,000 ($200/24 hrs)
$20,000 ($200/24 hrs)
Hospital Allowance in Singapore $500 ($50/24 hrs) $1,000 ($100/24 hrs) $1,500 ($100/24 hrs)
Hospital Visitation Not Covered $2,500 $5,000
Compassionate Visit Not Covered $5,000 $7,500
Child(ren) Guardian Not Covered $2,500 $5,000
Emergency Telephone Charges $100 $200 $400
Emergency Medical Evacuation Combined limit up to $1,000,000
Pre-ex: Combined limit up to $150,000
Combined limit up to $1,500,000
Pre-ex: Combined limit up to $200,000
Combined limit up to $1,800,000
Pre-ex: Combined limit up to $250,000
Repatriation Of Mortal Remains to Singapore
Trip Cancellation and Loss of Deposit $5,000 $5,000 $10,000
Bankruptcy of Travel Agent $1,000 $1,000 $3,000
Travel Curtailment (including Hijacking) $3,000 $3,000 $5,000
Personal Effects $2,000 $2,000 $3,000
Sub-limit for 1 laptop: $1,000 Sub-limit for 1 laptop: $1,000 Sub-limit for 1 laptop: $1,000
Sub-limit for 1 mobile: $250 Sub-limit for 1 mobile: $250 Sub-limit for 1 mobile: $250
Sub-limit for all other items (per item): $250 Sub-limit for all other items (per item): $250 Sub-limit for all other items (per item): $250
Baggage Delay $200 ($100/6 hrs) $200 ($100/6 hrs) $200 ($100/6 hrs)
Loss of Travel Documents (including money) Personal Money; $100 Personal Money; $300 Personal Money; $500
Personal Documents;
$150
Personal Documents;
$250
Personal Documents;
$500
Travel Delay $300 ($50/3 hrs) $300 ($50/3 hrs) $500 ($50/3 hrs)
Flight Diversion $300
($100/6 hrs overseas)
$300
($100/6 hrs overseas)
$500
($100/6 hrs overseas)
Flight Overbooking $100 $100 $100
Travel Misconnection $200 ($100/6 hrs) $200 ($100/6 hrs) $200 ($100/6 hrs)
Travel Postponement $500 $500 $1,000
Personal Liability $250,000 $500,000 $750,000
Hijacking/Kidnapping and Hostage $1,000 $1,000 $3,000
Automatic Extension of Cover Up to 7 days Up to 14 days Up to 14 days
Act of Terrorism Cover
Adult aged below 70 years old $100,000 $200,000 $300,000
Adult aged 70 years old and above $30,000 $40,000 $50,000
Child $50,000 $75,000 $100,000
Home Content Cover Not Covered $5,000 $10,000
Child Education Cover $3,000/child
(up to $15,000)
$3,000/child
(up to $15,000)
$3,000/child
(up to $15,000)
Rental Car Excess Cover $300 $500 $1,000
Pet Hotel Cover $1,000
($50 for every 6 hrs)
$1,000
($50 for every 6 hrs)
$1,000
($50 for every 6 hrs)
Sport Equipment Protector $500 $2,000 $4,000

Don’t worry, we’ll wait for you!

When does your existing Tiq Travel Insurance expire? (A guess is okay)
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Reminders will be sent at least 1 month prior to the renewal of your existing insurance policy. By submitting your details, you allow us to get in touch with the latest promotions, marketing updates and how to switch to us.
Disclaimer: We will not be held responsible if our reminder doesn’t reach you and you choose to cancel your policy with your existing insurer.

Insured but still looking?

Let us know when your policy ends and we’ll send you a reminder to switch to Tiq by Etiqa Insurance.
Set. Relax. No Regrets!

Don’t worry, we’ll wait for you!

When does your existing Tiq Travel Insurance expire? (A guess is okay)
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Reminders will be sent at least 1 month prior to the renewal of your existing insurance policy. By submitting your details, you allow us to get in touch with the latest promotions, marketing updates and how to switch to us.
Disclaimer: We will not be held responsible if our reminder doesn’t reach you and you choose to cancel your policy with your existing insurer.

Frequently Asked Questions

If you have a TiqConnect account with Etiqa, please log onto TiqConnect to submit your claims online. Otherwise, you may register for an account on our corporate website. Access can be created immediately. You may also contact our Customer Care hotline at 6887 8777 or email them at customer.service@etiqa.com.sg for further assistance.

No, your period of insurance must include your entire trip from the date of departure from Singapore to the date of arrival in Singapore.

Yes you can mix and match the plans for Married Couple and Group Plans for single trips only, provided the trip does not exceed 30 days.

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Important notes:

This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg). Information is accurate as at 2 September 2024.

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