Secure moments with comprehensive Pet Insurance
Stay worry-free. Let our Pet Insurance be your safety net for their care!
Secure moments with comprehensive Pet Insurance
Stay worry-free. Let our Pet Insurance be your safety net for their care!
As per AVS licensing requirements, all dogs must be licensed and registered in Singapore. With effect 1 September 2024, all cat owners must apply for a cat license online via the Pet Animal Licensing System (PALS) and ensure that their pet cat(s) is registered in Singapore. Find out more here.
Coverage Highlights
We believe that providing the best care for your dogs and cats should never be a financial burden. Make a proactive choice to safeguard their health and wellbeing.
Some situations where we cover:
Vomiting, Diarrhoea, Ear Infections, Cancer, Diabetes and moreSurgical
Non-Surgical
Example of a Claim Scenario based on Plan Pawfect
Initial payment you pay
Total bill from Vet
(Deductible)
Reimbursement Claim (80%)
Co-Insurance (20%)
What’s covered?
Hit by car, Animal attack and Fractured bones
Example of a Claim Scenario based on Plan Pawfect
Initial payment you pay
Total bill from Vet
(Deductible)
Reimbursement Claim (80%)
Co-Insurance (20%)
What’s covered?
Legally responsible to pay compensation in respect of Accidental Bodily Injury or Accidental loss to property caused by your pet
What’s covered?
Expenses due to Euthanasia recommended by Veterinarian if pet dies or suffers accidental bodily injury or sickness
Up to $500 for costs of cremation, funeral service and/or handling expenses charged by the Veterinarian or funeral service
What’s covered?
Complimentary Congenital and Hereditary Cover is added to your policy if you upload your pet’s Clinical Examination Form that is completed and signed off by a Singapore registered Veterinary Centre within thirty (30) days from the purchase date. You may download the Pet Insurance Clinical Examination Form here and bring it along to your vet for the examination.
- Hip and elbow dysplasia;
- Luxating patella;
- Glaucoma;
- Cherry eye;
- Intervertebral disc disease (IVDD); and/or
- Conditions requiring femoral head and neck excision.
Some situations where we cover:
Vomiting, Diarrhoea, Ear Infections, Cancer, Diabetes and moreSurgical
Non-Surgical
Example of a Claim Scenario based on Plan Pawfect
Initial payment you pay
Total bill from Vet
(Deductible)
Reimbursement Claim (80%)
Co-Insurance (20%)
What's covered?
Hit by car, Animal attack and Fractured bonesSurgical
Example of a Claim Scenario based on Plan Pawfect
Initial payment you pay
Total bill from Vet
(Deductible)
Reimbursement Claim (80%)
Co-Insurance (20%)
What's covered?
Legally responsible to pay compensation in respect of Accidental Bodily Injury or Accidental loss to property caused by your petWhat's covered?
Expenses due to Euthanasia recommended by Veterinarian if pet dies or suffers accidental bodily injury or sicknessWhat's covered?
Complimentary Congenital and Hereditary Cover is added to your policy if you upload your pet’s Clinical Examination Form that is completed and signed off by a Singapore registered Veterinary Centre within thirty (30) days from the purchase date. You may download the Pet Insurance Clinical Examination Form here and bring it along to your vet for the examination.- Hip and elbow dysplasia;
- Luxating patella;
- Glaucoma;
- Cherry eye;
- Intervertebral disc disease (IVDD); and/or
- Conditions requiring femoral head and neck excision.
Plan Highlights
 |
||||
|---|---|---|---|---|
| What is Covered |
Pawsome |
 Pawmazing |
Pawtastic |
Pawfect |
| Lifetime Limit for Section 1 to 3 per Pet | $10,000 | $20,000 | $30,000 | $45,000 |
| Surgical Illness Cover* | $2,000 | $5,000 | $10,000 | $15,000 |
| Non-Surgical Illness Cover* | $500 | $1,000 | $2,500 | $3,500 |
| Accidental Injury* | $500 | $1,000 | $2,500 | $3,500 |
| Funeral Expenses | N/A | $250 | $350 | $500 |
| Third Party Liability | N/A | $100,000 | $250,000 | $500,000 |
| Co-Insurance |
20% - Pets enrolled before age 4 30% - Pets enrolled before age 9 |
|||
*Deductible of $200 and Co-insurance applies
| |
|||
|---|---|---|---|
|
Pawsome |
Pawmazing |
Pawtastic |
Pawfect |
| Lifetime Limit for Section 1 to 3 per Pet | |||
| $10,000 | $20,000 | $30,000 | $45,000 |
| Surgical Illness Cover* | |||
| $2,000 | $5,000 | $10,000 | $15,000 |
| Non-Surgical Illness Cover* | |||
| $500 | $1,000 | $2,500 | $3,500 |
| Accidental Injury* | |||
| $500 | $1,000 | $2,500 | $3,500 |
| Funeral Expenses | |||
| N/A | $250 | $350 | $500 |
| Third Party Liability | |||
| N/A | $100,000 | $250,000 | $500,000 |
| Co-Insurance | |||
|
20% - Pets enrolled before age 4 30% - Pets enrolled before age 9 |
|||
*Deductible of $200 and Co-insurance applies
How does No-Claim Discount work?
✓ Up to 20% no-claims discount
If there is no claim during
your period of insurance
Year 2
-5% off
Year 3
-10% off
Year 4&5
-15% off
Year 6 >
-20% off
How Multi-Pet Discount Works?
✓ Up to 10% multi-pet discount
For each additional pet in a single transaction,
the discount below will be applied individually.
How does No-Claim Discount work?
✓ Up to 20% no-claims discount
If there is no claim during
your period of insurance
Year 2
-5% off
Year 3
-10% off
Year 4&5
-15% off
Year 6 >
-20% off
How Multi-Pet Discount Works?
✓ Up to 10% multi-pet discount
For each additional pet in a single transaction,
the discount below will be applied individually.
What is Special About Us?
| Plans Features |  Pet Insurance |
Insurance A | Insurance B | Insurance C |
|---|---|---|---|---|
| Entry Age | 8 weeks onwards | 16 weeks onwards | 8 weeks onwards | 12 weeks onwards |
| Medical expenses due to Illness (Surgical) |
Up to $15,000 -up to 30% co-insurance -$200 deductible |
Up to $10,000 -up to 40% co-insurance -$250 deductible |
Up to $10,000 -up to 30% co-insurance |
Optional add-on $1,500 -$100 deductible |
| Medical expenses due to Accident |
$3,500 -up to 30% co-insurance -$50 deductible |
$3,000 -$50 deductible |
$1,500 -$100 deductible |
|
| Post-surgical treatment benefit | ||||
| Final expenses benefit | Up to $500 | Up to $250 | Up to $300 for accidental death | |
| Congenital & Hereditary Conditions Cover | ||||
| Loss due to theft | Up to $1,250 | Up to $300 for accidental death | ||
| No-Claim Discount |  Up to 20% |
Up to 15% | Up to 15% | |
| Pet Insurance |
Insurance A | Insurance B | Insurance C |
|---|---|---|---|
| Entry Age | |||
| 8 weeks onwards | 16 weeks onwards | 8 weeks onwards | 12 weeks onwards |
| Medical expenses due to Illness (Surgical) | |||
|
Up to $15,000 -up to 30% co-insurance -$200 deductible |
Up to $10,000 -up to 40% co-insurance -$250 deductible |
Up to $10,000 -up to 30% co-insurance |
Optional add-on $1,500 -$100 deductible |
| Medical expenses due to Accident | |||
|
$3,500 -up to 30% co-insurance -$50 deductible |
Combined Limit with Medical expenses due to Illness (Surgical) |
$3,000 -$50 deductible |
$1,500 -$100 deductible |
| Post-surgical treatment benefit | |||
| Final expenses benefit | |||
| Up to $500 | Up to $250 | Up to $300 for accidental death | |
| Congenital & Hereditary Conditions Cover | |||
| Loss due to theft | |||
| Up to $1,250 | Up to $300 for accidental death | ||
| No-Claim Discount | |||
| Up to 20% | Up to 15% | Up to 15% | |
This comparison does not include information on all similar products. Etiqa Insurance Pte. Ltd does not guarantee that all aspects of the products have been illustrated. The comparison provides a summary of benefits for general comparison purpose from publicly available information. This information is accurate as of 25 January 2024.
What To Expect After Buying Pet Insurance?
- You’ll receive a confirmation email with your policy schedule and policy wording.
- For easy policy access and management, download our Tiq by Etiqa app.
- Endorsements, claims, and live help are all available to you on our Tiq by Etiqa app as well.
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Frequently Asked Questions
Your Pet is licensed and You are the registered owner of Your Pet in Singapore;
- Your Pet is residing with You in Singapore;
- You must be a Singapore Citizen, or a permanent resident of Singapore, or a foreigner with valid Work Permit or Employment Pass or Dependant’s Pass or Long-Term Visit Pass;
- Your Pet is micro-chipped and has completed the required vaccination(s);
- Your Pet is at least eight (8) weeks old and below nine (9) years old at the start date of the Period of Insurance;
- Your Pet is not a working pet (such as guide dog, hunting dog or attack dog) or racing pet; and
- Your Pet is not used for breeding purposes.
We understand that some pets carry genetic conditions due to their breed. That is why we provide complimentary Congenital and Hereditary coverage for the following conditions, subject to a 12-month waiting period and provided it is not a pre-existing condition according to the Clinical Examination Form submitted within thirty (30) days from the purchase date of this policy.
- Hip and elbow dysplasia;
- Luxating patella;
- Glaucoma;
- Cherry eye;
- Intervertebral disc disease (IVDD); and/or
- Conditions requiring femoral head and neck excision.
In order to receive this complimentary cover, you are required to prove that your pet is clinically examined by a Singapore Registered Veterinarian within thirty (30) days from the purchase date. You will need to submit our Pet Insurance Clinical Examination form within thirty (30) days from the purchase date in order to qualify for the complimentary coverage. The complimentary coverage is automatically extended upon the completion and submission of your pet’s clinical examination form and is not applicable for add-on after the purchase or during the renewal of the Pet Insurance policy.
Download the Pet Insurance Clinical Examination Form here and bring it along to your vet for the examination.
No Claim Discount is a benefit that you get to enjoy as a policyholder during your renewal, if your pet has no claims during period of insurance.
| Period of Insurance | NCD Applicable |
| First Renewal Year | 5% |
| Second Renewal Year | 10% |
| Third and Fourth Renewal Year | 15% |
| Fifth Renewal Year and More | 20% |
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Important notes:
This Policy is underwritten by Etiqa Insurance. Pte. Ltd. This content is for reference only and is not a contract of insurance. Full Details of the policy terms and conditions can be found in the policy wording. Information is accurate as at 16 August 2024
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