Home Insurance Singapore - Flexible Coverage | TIQ.com.sg

Tiq Home Insurance

Home protection insurance. A way to care for what's yours. ENHANCED

Tiq Home Insurance by Etiqa (HDB’s appointed fire insurer since 2009) offers assurance with flexible yet comprehensive coverage to homeowners and tenants. Beyond your building, you can choose to protect renovation, home contents and all the things you love, only paying for what you need and nothing more. And because there’s always room for improvement, Tiq Home Insurance has been enhanced with further benefits for you at no additional costs. It's the little things we do that make the big things happen.

Emergency Cash Allowance ENHANCED

How do you stay calm during an emergency? With an anchor, in the event that your home is uninhabitable due to any insured peril, you will get an immediate cash allowance of up to $5,000 within 24 hours, ensuring you have alternative accommodation and things you need to get you back on your feet. No prolonged wait for claims or unnecessary panic.

Here's how it works:

Inform us in the event your home is uninhabitable, and get approval within 24 hours of notification to us.

Once approved, $5000 will be credited into your eWallet account by the next business day.

You can encash via PayNow Immediately.

Emergency Home Assistance

Household inconveniences? No sweat! Our 24-hour one-stop home repair service covers four common emergencies - plumbing, electricity, locksmith and pest control. More than just a concierge service, we will be with you till your problem is resolved.

Here's how it works:

Get advice when you call 6702 2662 in the event of a home emergency.

We help you to arrange the home repair service and we pay for it.

You get covered up to $200 per event and up to 4 events per year.

FREE for plans from 3 - 5 years period. Find out more.
Watch this video to see how EHA works.

Flexibility and Choice

With various sum insured options for building, renovation and contents each, ranging from 1, 3 and 5 years, you have the flexibility and choice to protect your home, your way. Also, you can get additional protection for your family members, favourite pet and more.


You can also add-on:

Multi-appliances Home Protector

Be covered for repairs of your home appliances up to 2 times per year, $700 per callout

Accidental Injury for Pet

$500 coverage for pet examination if your pet is injured due to an insured peril

Family Accidental Death Protection

In the event of accidental death, you and/or your family members are covered up to $50,000

That's not all! You will also get these benefits:

Personal Legal Liability (Worldwide)
  • S$500,000 for HDB Homeowners
  • S$1,000,000 for Private homeowners
  • S$500,000 Tenants of HDB / Private apartments
  • 30% of the sum insured for Contents
Removal of Debris
  • 10% of the sum insured for Renovation
Professional Fees NEW
  • 10% of the sum insured for Building and/or Renovations
Conservancy Charge
  • S$500 in the event your home becomes uninhabitable due to damage caused by an insured Peril
Unauthorised transactions on your stolen ATM or credit card
  • S$1,000 in the event of unauthorised usage following a theft at your home
Accidental Breakage of Mirrors and Fixed Glass NEW
  • $1,000
Money NEW
  • $750

Personal Cyber Insurance (1 Year Add-On Plan)

Have you locked your door? While most of us are mindful of our main door at home, it is easy to overlook our virtual door(s). This makes you vulnerable to cyber risks, especially if you are a multi-device user. While taking due diligence for cyber security is essential, you can get better peace of mind with Tiq’s online risk solution.

From just $53.50 per year, you can insure your home and household from cyber threats with coverage of up to $25,000 for a year. Get safety in connectivity with comprehensive protection for data breach, privacy invasion and assets loss due to cyber-attacks.

Available with purchase of Tiq Home Insurance, this 1 year add-on plan covers:

Cyber Fraud

Unauthorized online transactions such as fraudulent online purchases or theft of funds in your personal digital wallet can be difficult to recover. You can be protected against such financial losses that derive from cyber fraud.

Cyber Extortion

Cyber extortion often involve threats to data compromise or denial of service attacks. If you were forced to make payment due to a cyber extortion threat, you will be compensated for the extortion payment.

Restoration Costs

Malware attacks and hacking by a third party are common cyber acts that can compromise your digital assets, and disrupt daily life. In the event of such cyber security breach, you shall be reimbursed for restoration costs.

Identity Theft

The misuse of personal information can harm reputation and affect aspects of life such as your job, freedom and credit status. In the event of an identity theft, you shall be covered for expenses incurred to re-establish your reputation.

Tiq Home Insurance at a Glance

Building* $19,300 - $98,200 $300,000 - $2,000,000 Not available
Renovation* $20,000 - $180,000 $100,000 - $1,000,000 Not available
Contents* $15,000 - $120,000 $50,000 - $150,000 $15,000 - $120,000
Emergency Cash Allowance * ENHANCED
Allows you to do the following:
  • Pay for basic necessities such as food, clothes, transport
  • Get alternative accommodation
  • Replace the locks and keys of your damage home and much more!
100% Uninhabitable: $5,000
≥ 50% Uninhabitable: $2,500
100% Uninhabitable: $500
≥ 50% Uninhabitable: $250
Emergency Home Assistance
(applicable for plans of 3 years or more)
$200 and up to 4 times per year $200 and up to 4 times per year
Personal Legal Liability (Worldwide) $500,000 $1,000,000 $500,000
Valuables 30% of Content Sum Insured 30% of Content Sum Insured
Removal of Debris 10% of Renovation Sum Insured Not Available
Professional Fees NEW 10% of Building and/or Renovations Sum Insured Not Available
Conservancy Charge $500 Not Available
Unauthorised transactions on your stolen ATM or credit card $1000 $1000
Accidental Breakage of Mirrors and Fixed Glass NEW $1,000 Not available
Money NEW $750 Not available
Multi-appliances Home Protector $700 and up to 2 times per year Not Available
Accidental Injury for Pet due to Insured Peril $500, with excess of $80 Not Available
Family Accidental Death Protection $50,000 Not Available
Enhance your protection with an exclusive add-on plan
Personal Cyber Insurance Plan (1 Year)
  • Cyber Fraud
  • Cyber Extortion
  • Restoration Costs
  • Identity Theft
$25,000 $25,000

*Flexible coverage options available; subject to property type

*Approval within 24 hours of your notification to us. The payment will be credited to you by the next working day of approval

Insure Your Home With Us

Tiq Home Insurer F Insurer I Insurer M
Property Type Homeowner, HDB 5-Room
Coverage Period 1 year
Building $75,600 $85,000 $200,000 $80,000
Renovation $100,000 $100,000 $75,000
Contents $60,000 $40,000 $45,000 $50,000
Emergency Cash Allowance within 24 hours $5,000 - - -
Premium $104.56
(15% off)
$105.01 $96.30 $153.01

Etiqa Insurance Pte. Ltd. does not provide information, or offer cover, for all products available in the market and there may be aspects to some products that we do not compare.

The above provides a summary of benefits for general comparison purposes from publicly available information. For fair consideration, please note that promotions and/or discounts by other insurers are not taken into account in the price comparison. You may wish to refer to the respective policy contracts for the details on product features as well as full terms and conditions of cover.

Information is accurate as at 30 Nov 2018.

Get a Quote

Frequently Asked Questions

Should I get Tiq Home Insurance if I have a HDB fire insurance?

Yes. HDB Fire Insurance only covers the structure of your home in the original state it was built. Tiq Home Insurance will provide comprehensive coverage for your home contents, renovation and belongings

What information do I need to provide to get a quote?

Only 3 simple things!

1. Your residence status

(homeowner or tenant, living in or renting)

2. Your residence type

(HDB, Condo, Landed)

3. Number of Bedrooms
Who should buy Tiq Home Insurance?

It is for homeowners or tenants of HDB, Condominium or Landed property who want to protect your building, renovation and home contents.

Brochures and Documents

Brochure: Tiq Home Insurance (ENHANCED)

Policy Wording: Tiq Home Insurance (ENHANCED)

Policy Wording: Personal Cyber Insurance


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Important notes:

The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

This product is covered under PPF Scheme.

This content is for reference only and not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

You should read the policy documents before deciding whether to purchase the policy.

Information is accurate as of 18 Jun 2018.

Tiq Home Insurance is an insurance product underwritten by Etiqa Insurance Pte. Ltd.