“I’m enjoying an exciting phase of life! I want to explore opportunities and start saving and investing early.”

“As I balance family financial responsibilities, I want to save consistently and ensure I have adequate life coverage.”

“I want to build my retirement savings and secure adequate life protection for a comfortable future.”

“I want to enjoy retirement while managing health, financial stability, and planning my legacy.”

Here with you at
every life stage.
#Tiqforlife


Do You Know?


The median resale price for a 4-room HDB flat goes up to S$928,000 in Q2 2024
Rule of thumb
Invest at least 10% of take-home pay for financial goals.

Consider this!
Tiq Invest
Tiq Cashsaver

It costs S$290,009 - S$360,783 to raise a child in Singapore from birth to university
Rule of thumb
Invest at least 10% of your income to grow your wealth.

Consider this!
Tiq Invest
Tiq Cashsaver

64% of Singapore respondents say that rising inflation is making it too expensive to stay healthy
Rule of thumb
Invest at least 10% of your income to grow your wealth.

Consider this!
Tiq Invest
Tiq Cashsaver

Three-quarters of young adults don’t have enough savings.
Rule of thumb
Start investing at least 10% of your income to grow your wealth. Take advantage of your long time horizon and the power of compounding interests.

Consider this!
Tiq Invest
Tiq Cashsaver

Cancer cases in younger people are rising sharply
Rule of thumb
Obtain insurance protection for critical illness (4x annual income)

Consider this!
3 Plus Critical Illness
Cancer Insurance

Most young adults in Singapore are under-insured.
Rule of thumb
Obtain insurance protection for death & total permanent disability (9x annual income)

Consider this!
Term Life
Whole Life

People are saving less amid rising cost
Rule of thumb
Invest at least 10% of your income to grow your wealth.

Consider this!
Tiq Invest
Tiq Cashsaver

Wedding cost in Singapore can range from $30,000 to above $100,000
Rule of thumb
Invest at least 10% of your income to grow your wealth.

Consider this!
Tiq Invest
Tiq Cashsaver

94% of parents face the pressure of having to support their children financially and also the need to take care of their ageing parents
Rule of thumb
Invest at least 10% of your income to grow your wealth.

Consider this!
Tiq Invest
Tiq Cashsaver

Cancer happens to 1 in 4 Singaporean and almost 1 out of 3 deaths in Singapore is due to heart disease or stroke
Rule of thumb
Obtain insurance protection for critical illness (4x annual income).

Consider this!
3 Plus Critical Illness
Cancer Insurance

Singapore has a 21% mortality protection gap
Rule of thumb
Obtain insurance protection for death & total permanent disability (9x annual income)

Consider this!
Term Life

3 in 5 Singaporeans have designated who will receive their CPF savings after they have passed on
Rule of thumb
Make your will and CPF nomination, and appoint trusted persons


There were 970 fires in residential buildings in 2023, an increase of 3.7% from 935 fires in 2022
Rule of thumb
Consider fire and home content insurance, even when you have fully paid off your mortgage

Consider this!
Tiq Home Insurance

Do You Know?

Rule of thumb
Start investing at least 10% of your income to grow your wealth. Take advantage of your long time horizon and the power of compounding interests.
Consider this!
Tiq Invest
Tiq CashSaver
Rule of thumb
Obtain insurance protection for critical illness (4x annual income).
Consider this!
3 Plus Critical Illness
Cancer Insurance
Rule of thumb
Obtain insurance protection for death & total permanent disability (9x annual income).
Consider this!
Term Life
Whole Life
Below 25
Building my Career

You're likely in an exciting phase of life, exploring new opportunities and honing your skills. Prioritise saving and investing early.

Do You Know?

Rule of thumb
Start investing at least 10% of your income to grow your wealth. Take advantage of your long time horizon and the power of compounding interests.
Consider this!
Tiq Invest
Tiq Cashsaver
Rule of thumb
Obtain insurance protection for critical illness (4x annual income).
Consider this!
3 Plus Critical Illness
Cancer Insurance
Rule of thumb
Obtain insurance protection for death & total permanent disability (9x annual income).
Consider this!
Term Life
Whole Life
Below 25
Getting Married

You’re likely in a transitional life stage focused on building a stable and supportive partnership, and preparing for the responsibilities of married life. Save diligently and plan for future financial goals.

Do You Know?

Rule of thumb
Invest at least 10% of take-home pay for financial goals.
Consider this!
Tiq Invest
Tiq Cashsaver
Rule of thumb
Obtain insurance protection for critical illness (4x annual income).
Consider this!
3 Plus Critical Illness
Cancer Insurance
Rule of thumb
Obtain insurance protection for death & total permanent disability (9x annual income).
Consider this!
Term Life
Whole Life
Below 25
Supporting my family

You’re likely in a challenging life stage, balancing personal ambitions with the necessity of providing financial support to your loved ones. Build savings and get covered against unexpected health challenges.

Do You Know?

Rule of thumb
Start investing at least 10% of your income to grow your wealth. Take advantage of your long time horizon and the power of compounding interests.
Consider this!
Tiq Invest
Tiq Cashsaver
Rule of thumb
Obtain insurance protection for critical illness (4x annual income).
Consider this!
3 Plus Critical Illness
Cancer Insurance
Rule of thumb
Obtain insurance protection for death & total permanent disability (9x annual income).
Consider this!
Term Life
Whole Life
Below 25
Planning my healthcare needs

You're likely enjoying strong health and high energy, but it's important to stay on top of lifestyle choices and getting proper coverage.

Do You Know?

Rule of thumb
Start investing at least 10% of your income to grow your wealth. Take advantage of your long time horizon and the power of compounding interests.
Consider this!
Tiq Invest
Tiq Cashsaver
Rule of thumb
Obtain insurance protection for critical illness (4x annual income).
Consider this!
3 Plus Critical Illness
Cancer Insurance
Rule of thumb
Obtain insurance protection for death & total permanent disability (9x annual income).
Consider this!
Term Life
Whole Life
Below 25
Saving for retirement

Being under 25 and saving for retirement, you're taking a smart, forward-thinking approach by financially planning now to set yourself up for a comfortable future. Save consistently and invest early.

Do You Know?

Rule of thumb
Start investing at least 10% of your income to grow your wealth. Take advantage of your long time horizon and the power of compounding interests.
Consider this!
Tiq Invest
Tiq Cashsaver
Rule of thumb
Obtain insurance protection for critical illness (4x annual income).
Consider this!
3 Plus Critical Illness
Cancer Insurance
Rule of thumb
Obtain insurance protection for death & total permanent disability (9x annual income).
Consider this!
Term Life
Whole Life
25 – 39 Years Old
Building my Career

You’re likely in a dynamic stage of advancing professionally and seeking opportunities for growth and advancement. Save and invest strategically.

Do You Know?

Rule of thumb
Start investing at least 10% of your income to grow your wealth. Take advantage of your long time horizon and the power of compounding interests.
Consider this!
Tiq Invest
Tiq Cashsaver
Rule of thumb
Obtain insurance protection for critical illness (4x annual income).
Consider this!
3 Plus Critical Illness
Cancer Insurance
Rule of thumb
Obtain insurance protection for death & total permanent disability (9x annual income).
Consider this!
Term Life
Whole Life
25 – 39 Years Old
Getting married

You’re likely in a transitional phase of merging personal and financial goals. Plan for shared goals and ensure you have adequate life coverage.

Do You Know?

Rule of thumb
Invest at least 10% of your income to grow your wealth.
Consider this!
Tiq Cashsaver
Tiq Invest
Rule of thumb
Obtain insurance protection for critical illness (4x annual income).
Consider this!
3 Plus Critical Illness
Cancer Insurance
Rule of thumb
Obtain insurance protection for death & total permanent disability (9x annual income).
Consider this!
Term Life
Whole Life
25 – 39 Years Old
Supporting my family

You’re likely in a phase of juggling the responsibilities of providing financial stability for your family. Save consistently and ensure you have adequate life coverage.

Do You Know?

Rule of thumb
Start investing at least 10% of your income to grow your wealth. Take advantage of your long time horizon and the power of compounding interests.
Consider this!
Tiq Cashsaver
Tiq Invest
Rule of thumb
Obtain insurance protection for critical illness (4x annual income).
Consider this!
3 Plus Critical Illness
Cancer Insurance
Rule of thumb
Obtain insurance protection for death & total permanent disability (9x annual income).
Consider this!
Term Life
Whole Life
25 – 39 Years Old
Planning my healthcare needs

You’re at a stage where you are generally in good health, but may need to address emerging health concerns. It is crucial to have adequate life protection.

Do You Know?

Rule of thumb
Invest at least 10% of your income to grow your wealth.
Consider this!
Tiq Cashsaver
Tiq Invest
Rule of thumb
Obtain insurance protection for critical illness (4x annual income).
Consider this!
3 Plus Critical Illness
Cancer Insurance
Rule of thumb
Obtain insurance protection for death & total permanent disability (9x annual income).
Consider this!
Term Life
Whole Life
25 – 39 Years Old
Saving for retirement

You should focus on building a financial cushion through consistent savings and investments to ensure a secure and comfortable future.

Do You Know?

Rule of thumb
Start investing at least 10% of your income to grow your wealth. Take advantage of your long time horizon and the power of compounding interests.
Consider this!
Tiq Cashsaver
Tiq Invest
Rule of thumb
Obtain insurance protection for critical illness (4x annual income).
Consider this!
3 Plus Critical Illness
Cancer Insurance
Rule of thumb
Obtain insurance protection for death & total permanent disability (9x annual income).
Consider this!
Term Life
Whole Life
40 – 65 Years Old
Building my career

You’re leveraging on extensive experience to advance to senior roles and achieve career milestones. Invest diligently and ensure you have proper life protection.

Do You Know?

Rule of thumb
Invest at least 10% of your income to grow your wealth.
Consider this!
Tiq Cashsaver
Tiq Invest
Rule of thumb
Obtain insurance protection for critical illness (4x annual income).
Consider this!
3 Plus Critical Illness
Cancer Insurance
Rule of thumb
Obtain insurance protection for death & total permanent disability (9x annual income)
Consider this!
Term Life
40 – 65 Years Old
Getting married

You’re likely at a phase of blending established personal and financial lives. Focus on investing wisely and getting proper life coverage.

Do You Know?

Rule of thumb
Invest at least 10% of your income to grow your wealth.
Consider this!
Tiq Invest
Tiq Cashsaver
Rule of thumb
Obtain insurance protection for critical illness (4x annual income).
Consider this!
3 Plus Critical Illness
Cancer Insurance
Rule of thumb
Obtain insurance protection for death & total permanent disability (9x annual income)
Consider this!
Term Life
40 – 65 Years Old
Supporting my family

You’re likely managing a complex balance of financial responsibilities while preparing for your own retirement. Save consistently and ensure you have adequate life coverage.

Do You Know?

Rule of thumb
Start investing at least 10% of your income to grow your wealth.
Consider this!
Tiq Cashsaver
Tiq Invest
Rule of thumb
Obtain insurance protection for critical illness (4x annual income).
Consider this!
3 Plus Critical Illness
Cancer Insurance
Rule of thumb
Obtain insurance protection for death & total permanent disability (9x annual income)
Consider this!
Term Life
40 – 65 Years Old
Planning my healthcare needs

You’re at a stage where you’re generally experiencing a mix of good health with some emerging age-related concerns. It is crucial to have adequate life protection.

Do You Know?

Rule of thumb
Invest at least 10% of your income to grow your wealth.
Consider this!
Tiq Cashsaver
Tiq Invest
Rule of thumb
Obtain insurance protection for critical illness (4x annual income).
Consider this!
3 Plus Critical Illness
Cancer Insurance
Rule of thumb
Obtain insurance protection for death & total permanent disability (9x annual income)
Consider this!
Term Life
40 – 65 Years Old
Saving for retirement

You’re likely focused on building a substantial financial nest egg and planning for a comfortable retirement. Prioritise maximising your retirement savings, managing your expenses, and getting adequate life protection.

Do You Know?

Rule of thumb
Invest at least 10% of your income to grow your wealth.
Consider this!
Tiq Cashsaver
Tiq Invest
Rule of thumb
Obtain insurance protection for critical illness (4x annual income).
Consider this!
3 Plus Critical Illness
Cancer Insurance
Rule of thumb
Obtain insurance protection for death & total permanent disability (9x annual income)
Consider this!
Term Life
Above 60 – 65
Golden Years

You’re likely focused on enjoying retirement, managing health and financial stability, and reflecting on legacy planning.

Do You Know?

Rule of thumb
Make your will and CPF nomination, and appoint trusted persons
Rule of thumb
Consider fire and home content insurance, even when you have fully paid off your mortgage
Consider this!
Tiq Home Insurance

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Promotion

Secure and Protect your future with Tiq by Etiqa. Be rewarded with a complimentary Smart Watch or up to $200 cashback with purchase of eligible life plans.

View Terms & Conditions

Valid from 1 September – 31 December 2024

Have questions? We’re here to help

Committing to a financial product can be stressful, but we are here to make it easier. Fill out this form, and we’ll get in touch!

Our operating hours are: Monday to Friday, 9.00am to 5.30pm (excluding public holidays)

These policies are underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

Tiq Invest is an Investment-linked Plan (ILP) which invests in ILP sub-fund(s). Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. The performance and returns of the ILP sub-fund(s) is not guaranteed and the value of the units in the ILP sub-fund(s) and the income accruing to the units, if any, may fall or rise. Past performance is not necessarily indicative of the future performance of the ILP sub-fund(s). A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from Etiqa or via https://www.etiqa.com.sg/portfolio-funds-and-ilp-sub-funds. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

As term life insurance has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely.

You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) ) or SDIC websites (www.gia.org.sg, www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is accurate as at 16 September 2024.

Important Notes

These policies are underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

Tiq Invest is an Investment-linked Plan (ILP) which invests in ILP sub-fund(s). Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. The performance and returns of the ILP sub-fund(s) is not guaranteed and the value of the units in the ILP sub-fund(s) and the income accruing to the units, if any, may fall or rise. Past performance is not necessarily indicative of the future performance of the ILP sub-fund(s). A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from Etiqa or via https://www.etiqa.com.sg/portfolio-funds-and-ilp-sub-funds. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

As term life insurance has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely.

You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) ) or SDIC websites (www.gia.org.sg, www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is accurate as at 16 September 2024.