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Tiq Home Insurance by Etiqa (HDB’s appointed fire insurer since 2009) offers assurance with flexible yet comprehensive coverage to homeowners and tenants. Beyond your building, you can choose to protect renovation, home contents and all the things you love, only paying for what you need and nothing more. And because there’s always room for improvement, Tiq Home Insurance has been enhanced with further benefits for you at no additional costs. It's the little things we do that make the big things happen.
How do you stay calm during an emergency? With an anchor, in the event that your home is uninhabitable due to any insured peril, you will get an immediate cash allowance of up to $5,000 within 24 hours, ensuring you have alternative accommodation and things you need to get you back on your feet. No prolonged wait for claims or unnecessary panic.Here's how it works:
Inform us in the event your home is uninhabitable, and get approval within 24 hours of notification to us.
Once approved, $5000 will be credited into your eWallet account by the next business day.
You can encash via PayNow Immediately.
Household inconveniences? No sweat! Our 24-hour one-stop home repair service covers four common emergencies - plumbing, electricity, locksmith and pest control. More than just a concierge service, we will be with you till your problem is resolved.Here's how it works:
Get advice when you call 6702 2662 in the event of a home emergency.
We help you to arrange the home repair service and we pay for it.
You get covered up to $200 per event and up to 4 events per year.
With various sum insured options for building, renovation and contents each, ranging from 1, 3 and 5 years, you have the flexibility and choice to protect your home, your way. Also, you can get additional protection for your family members, favourite pet and more.
Multi-appliances Home Protector
Be covered for repairs of your home appliances up to 2 times per year, $700 per callout
Accidental Injury for Pet
$500 coverage for pet examination if your pet is injured due to an insured peril
Family Accidental Death Protection
In the event of accidental death, you and/or your family members are covered up to $50,000
|Personal Legal Liability (Worldwide)||
|Removal of Debris||
|Professional Fees NEW||
|Unauthorised transactions on your stolen ATM or credit card||
|Accidental Breakage of Mirrors and Fixed Glass NEW||
Have you locked your door? While most of us are mindful of our main door at home, it is easy to overlook our virtual door(s). This makes you vulnerable to cyber risks, especially if you are a multi-device user. While taking due diligence for cyber security is essential, you can get better peace of mind with Tiq’s online risk solution.
From just $53.50 per year, you can insure your home and household from cyber threats with coverage of up to $25,000 for a year. Get safety in connectivity with comprehensive protection for data breach, privacy invasion and assets loss due to cyber-attacks.
Available with purchase of Tiq Home Insurance, this 1 year add-on plan covers:
|BENEFITS||HOMEOWNER / LANDLORD||TENANT|
|HDB||CONDOMINIUM / LANDED|
|Building*||$19,300 - $98,200||$300,000 - $2,000,000||Not available|
|Renovation*||$20,000 - $180,000||$100,000 - $1,000,000||Not available|
|Contents*||$15,000 - $120,000||$50,000 - $150,000||$15,000 - $120,000|
Emergency Cash Allowance * ENHANCED
Allows you to do the following:
|100% Uninhabitable: $5,000
≥ 50% Uninhabitable: $2,500
|100% Uninhabitable: $500
≥ 50% Uninhabitable: $250
|Emergency Home Assistance (applicable for plans of 3 years or more)||$200 and up to 4 times per year||$200 and up to 4 times per year|
|Personal Legal Liability (Worldwide)||$500,000||$1,000,000||$500,000|
|Valuables||30% of Content Sum Insured||30% of Content Sum Insured|
|Removal of Debris||10% of Renovation Sum Insured||Not Available|
|Professional Fees NEW||10% of Building and/or Renovations Sum Insured||Not Available|
|Conservancy Charge||$500||Not Available|
|Unauthorised transactions on your stolen ATM or credit card||$1000||$1000|
|Accidental Breakage of Mirrors and Fixed Glass NEW||$1,000||Not available|
|Money NEW||$750||Not available|
Optional Add-on Benefits
|Multi-appliances Home Protector||$700 and up to 2 times per year||Not Available|
|Accidental Injury for Pet due to Insured Peril||$500, with excess of $80||Not Available|
|Family Accidental Death Protection||$50,000||Not Available|
|Enhance your protection with an exclusive add-on plan|
Personal Cyber Insurance Plan (1 Year)
*Flexible coverage options available; subject to property type
*Approval within 24 hours of your notification to us. The payment will be credited to you by the next working day of approval
|Tiq Home||Insurer F||Insurer I||Insurer M|
|Property Type||Homeowner, HDB 5-Room|
|Coverage Period||1 year|
|Emergency Cash Allowance within 24 hours||$5,000||-||-||-|
Etiqa Insurance Pte. Ltd. does not provide information, or offer cover, for all products available in the market and there may be aspects to some products that we do not compare.
The above provides a summary of benefits for general comparison purposes from publicly available information. For fair consideration, please note that promotions and/or discounts by other insurers are not taken into account in the price comparison. You may wish to refer to the respective policy contracts for the details on product features as well as full terms and conditions of cover.
Information is accurate as at 30 Nov 2018.
Yes. HDB Fire Insurance only covers the structure of your home in the original state it was built. Tiq Home Insurance will provide comprehensive coverage for your home contents, renovation and belongings
Only 3 simple things!
(homeowner or tenant, living in or renting)
(HDB, Condo, Landed)
It is for homeowners or tenants of HDB, Condominium or Landed property who want to protect your building, renovation and home contents.
Hiring a maid in Singapore to help with housework? Assess the pros and cons of a part-time helper or a foreign domestic worker before making your choice.
A home safety infographic by Etiqa Insurance on fire statistics in Singapore and things to do if your home catches fire. Running is not the best idea.
Let a cat enter first, roll the pineapple, and replace the broom! These rituals are done to bless new homes and give peace of mind. Did you do any of these?
This product is covered under PPF Scheme.
This content is for reference only and not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.
You should read the policy documents before deciding whether to purchase the policy.
Information is accurate as of 18 Jun 2018.
Tiq Home Insurance is an insurance product which is underwritten by Etiqa Insurance Pte. Ltd.