Car Insurance - Leading digital insurance company in Singapore | TIQ Singapore

Car Insurance

A smooth drive made smoother

Drive with peace of mind and let us protect you and your car

Be rewarded for being demerit-free!

We aim to provide the most affordable motor car insurance in Singapore.
Enjoy additional 5% discount if you have been demerit-free in the past 3 years

Fast claims approval within 30minutes

Submit necessary claims and estimated damage documents
Get your repair claims of up to S$5,000 approved in just 30 minutes

Best service experienced with our authorized workshops

We select and review carefully our authorized workshop to provide best-in-class service
Our authorized workshops are conveniently located throughout the island

Drive with peace of mind and let us protect you and your car

Features Insured
Comprehensive (Authorized Workshop) Third-Party Fire & Theft Third-Party Only
Benefits for your car
Accidental loss or damage by fire
Loss or damage by theft
Accidental loss or damage by other insured causes
Accidental loss or damage to
Accesssories and spare parts
*by fire and/or theft only
Towing to repairers or places of safety following accident (up to $200)
Your legal liability
Death or bodily injury to third party
Loss or damage to property of other people
Your legal costs and expenses (up to S$2,000)
Personal accidents for insured (up to $50,000)
Medical expenses (up to $1,000)
Windscreen cover (excess of $100)
Daily transport allowance for authorised workshops and repairs exceeding 3 days (S$50 per day up to max. of 5 days)
Excess for Named Driver Adjustable Excess
Additional Excess for Unnamed Driver $500
Additional Excess for Elderly, Young and Inexperienced Driver $2,000

Level up your plan with these option add-ons

No-Claim Discount (NCD) Protector

Protect your NCD when you renew with us in the event of a claim

Adjustable Excess

Select the excess amount based on your needs and budget

Sun/Moon Roof Cover

Be sheltered and covered up to $2,000 for your car sun/moon roof

Workshop of Your Choice

Enjoy the freedom to choose your preferred workshop for repairs

Solar Film Cover

Receive damage coverage of up to $1,000 for your solar film

Frequently Asked Questions

How does Etiqa 30 minutes claims approval works?
Our fast claims approval is applicable to only own-damage motor claims under the amount of S$5,000 at Etiqa’s authorised workshops. Upon receiving the necessary claims and estimated damage documents, repair claims of up to S$5,000 can be approved in just 30 minutes. Exclusions apply for claims which are subjected to further investigation or a breach of policy conditions.
Does Tiq offer promotional discounts?
Yes, Tiq has promotional discounts everyday. Click here for more information.
How do I make a claim?
Click here to make a claim.

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Important notes:

This policy is underwritten by Etiqa Insurance Pte. Ltd. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites ( or or This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is accurate as at 20 July 2019.